Southwest Rapid Rewards Premier Business Credit Card vs World of Hyatt Business Credit Card
World of Hyatt Business Credit Card earns more in 11 of the 11 categories we track. Southwest Rapid Rewards Premier Business Credit Card has the lower annual fee.
The basics
| Detail | Southwest Rapid Rewards Premier Business Credit Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $149 | $199 |
| Card type | Business | Business |
| Rewards | Southwest Rapid Rewards | World of Hyatt Points |
| Each point is worth | 1.30¢ | 1.55¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | — | 70,000 World of Hyatt Points after $7,000 in 3 months |
What each earns
| Category | Southwest Rapid Rewards Premier Business Credit Card | World of Hyatt Business Credit Card |
|---|---|---|
| Dining & Restaurants | 2.6% 2x, capped spending, up to $8,000 | 3.1% (higher) 2x |
| Shipping | 1.3% 1x | 3.1% (higher) 2x |
| Rideshare & Transit | 1.3% 1x | 3.1% (higher) 2x |
| Airfare | 1.3% 1x | 3.1% (higher) 2x |
| Online Advertising | 1.3% 1x | 3.1% (higher) 2x |
| Car Rentals | 1.3% 1x | 3.1% (higher) 2x |
| Gas Stations | 2.6% 2x, capped spending, up to $8,000 | 3.1% (higher) 2x |
| Internet & Cable | 1.3% 1x | 3.1% (higher) 2x |
| Phone & Wireless | 1.3% 1x | 3.1% (higher) 2x |
| Gym & Fitness | 1.3% 1x | 3.1% (higher) 2x |
| Everything else | 1.3% 1x | 1.6% (higher) 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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