Truist Enjoy Beyond

Earns the most on airfare, hotels & lodging and car rentals, about 3.0% back. Everything else earns 1.0%.

Annual fee
$95
Welcome bonus
30,000 bonus points after $1,500 in 90 days
Rewards
Truist PointsWorth 1.00¢ each
View on Truist’s siteCompare

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Truist Enjoy Beyond
3.0%back on airfare

Where it earns

  1. Airfare
    3 points per dollar.
    3.0%
  2. Hotels & Lodging
    3 points per dollar.
    3.0%
  3. Car Rentals
    3 points per dollar.
    3.0%
  4. Dining & Restaurants
    2 points per dollar.
    2.0%
  5. Everywhere else
    1 point per dollar.
    1.0%

Rates count each point at 1.00¢. How we value rewards

Statement credits

Up to $130 a year if you use every one, against a $95 annual fee. Track them in your wallet

  • Travel experience credit
    Ground transport, streaming services, ticket agencies (by merchant category)
    $100
    a year
  • Global Entry / TSA PreCheck credit
    Pay the application fee with the card
    $120
    every 4 years

Card details

Last verified
Oct 29, 2026
What's a point worth?

Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.

Pairs well with

The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending

Compare it with

Citi Strata Premier℠ CardAmerican Express® Gold CardAmerican Express® Green CardChase Sapphire Reserve®

Fees, credits and offers change often. Check Truist’s page for current terms before you apply.