Wells Fargo Choice Privileges Mastercard
Earns the most at Choice Hotels, Cambria Hotels and Clarion, about 3.8% back.
- Annual fee
- None
- Welcome bonus
- 40,000 Choice Privileges Points after $1,000 in 3 months
- Rewards
- Choice Privileges PointsWorth 0.75¢ each
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Where it earns
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
- 5 points per dollar. Stays at participating Choice Hotels.3.8%
Rates count each point at 0.75¢. How we value rewards
Card details
- Last verified
- Oct 29, 2026
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
Pairs well with
The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending
$95 a year+$527a year
No annual fee+$507a year
$95 a year+$460a year
Compare it with
Fees, credits and offers change often. Check Wells Fargo’s page for current terms before you apply.