Choice Privileges® Select Mastercard® vs Wells Fargo Choice Privileges Mastercard
Choice Privileges® Select Mastercard® earns more in 4 of the 6 categories we track. Wells Fargo Choice Privileges Mastercard has the lower annual fee.
The basics
| Detail | Choice Privileges® Select Mastercard® | Wells Fargo Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $95 | None |
| Card type | Personal | Personal |
| Rewards | Choice Privileges Points | Choice Privileges Points |
| Each point is worth | 0.75¢ | 0.75¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 60,000 Choice Privileges Points after $3,000 in 3 months | 40,000 Choice Privileges Points after $1,000 in 3 months |
What each earns
| Category | Choice Privileges® Select Mastercard® | Wells Fargo Choice Privileges Mastercard |
|---|---|---|
| Gas Stations | 3.8% (higher) 5x | 2.3% 3x |
| Groceries | 3.8% (higher) 5x | 2.3% 3x |
| Home Improvement | 3.8% (higher) 5x | 2.3% 3x |
| Phone & Wireless | 3.8% (higher) 5x | 2.3% 3x |
| EV Charging | 0.8% 1x | 2.3% (higher) 3x |
| Everything else | 0.8% 1x | 0.8% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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