Amazon Prime Visa vs Chase Freedom Flex®

Amazon Prime VisaAmazon Prime Visa

Chase

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Chase Freedom Flex®Chase Freedom Flex®

Chase

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Chase Ultimate Rewards
Point Value
1.00¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$150 with any purchase in 365 days
20,000 Chase Ultimate Rewards after $500 in 90 days

Effective return by category

CategoryAmazon Prime VisaChase Freedom Flex®
EV Charging1.00%
1x
10.00%
5x · Rotating (Quarterly) · $1,500 cap
Gas Stations1.00%
1x
10.00%
5x · Rotating (Quarterly) · $1,500 cap
Everything else1.00%
1x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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