Chase Freedom Flex®
Chase

Chase Freedom Flex®

Annual Fee
No Annual Fee
Points Currency
Chase Ultimate Rewards
Base Value
2.00¢/pt
Welcome Bonus
20,000 Chase Ultimate Rewards after $500 in 90 days
Best For
Dining & Restaurants

This Quarter (Q4 2026)

5x Dining & Restaurants
Up to $1,500 this quarter · Q4 2026: Grocery, Dining, Red Cross donations · Red Cross donations has no site category match, skipped · Activation required · $1,500 cap shared across all Q4 categories
5x Groceries
Up to $1,500 this quarter · Q4 2026: Grocery, Dining, Red Cross donations · Red Cross donations has no site category match, skipped · Activation required · $1,500 cap shared across all Q4 categories

Best Categories for This Card

10.00%
effective

Dining & Restaurants

5x Chase Ultimate Rewards$1,500 cap
Rotating (Quarterly)

This quarter (Q4 2026) · Q4 2026: Grocery, Dining, Red Cross donations · Red Cross donations has no site category match, skipped · Activation required · $1,500 cap shared across all Q4 categories

10.00%
effective

Groceries

5x Chase Ultimate Rewards$1,500 cap
Rotating (Quarterly)

This quarter (Q4 2026) · Q4 2026: Grocery, Dining, Red Cross donations · Red Cross donations has no site category match, skipped · Activation required · $1,500 cap shared across all Q4 categories

2.00%
effective

All Other Purchases

1x Chase Ultimate Rewards

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Dining & Restaurants5xRotating (Quarterly)$1,500 cap10.00%
Groceries5xRotating (Quarterly)$1,500 cap10.00%
Everywhere else
1xOngoing—2.00%

How it stacks up

vs Chase Sapphire Preferred® Cardvs Citi Strata℠ Cardvs Costco Anywhere Visa® Card by Citivs PenFed Platinum Rewards Visa Signature® Card

Want more details?

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