AT&T Points Plus® Card from Citi vs Wells Fargo Choice Privileges Mastercard
Each card earns more in 3 of the 6 categories we track. Neither has an annual fee.
The basics
| Detail | AT&T Points Plus® Card from Citi | Wells Fargo Choice Privileges Mastercard |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | ThankYou Points | Choice Privileges Points |
| Each point is worth | 1.00¢ | 0.75¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | $200 statement credit after $1,000 in 90 days | 40,000 Choice Privileges Points after $1,000 in 3 months |
What each earns
| Category | AT&T Points Plus® Card from Citi | Wells Fargo Choice Privileges Mastercard |
|---|---|---|
| Gas Stations | 3.0% (higher) 3x | 2.3% 3x |
| EV Charging | 3.0% (higher) 3x | 2.3% 3x |
| Groceries | 2.0% 2x | 2.3% (higher) 3x |
| Home Improvement | 1.0% 1x | 2.3% (higher) 3x |
| Phone & Wireless | 1.0% 1x | 2.3% (higher) 3x |
| Everything else | 1.0% (higher) 1x | 0.8% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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