Chase Freedom Flex® vs Marriott Bonvoy Bold® Credit Card

Chase Freedom Flex®Chase Freedom Flex®

Chase

Loading...
Marriott Bonvoy Bold® Credit CardMarriott Bonvoy Bold® Credit Card

Chase

Loading...
Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Marriott Bonvoy Points
Point Value
2.00¢/pt
0.70¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
20,000 Chase Ultimate Rewards after $500 in 90 days
60,000 Marriott Bonvoy Points after $1,000 in 90 days

Effective return by category

CategoryChase Freedom Flex®Marriott Bonvoy Bold® Credit Card
EV Charging10.00%
5x · Rotating (Quarterly) · $1,500 cap
0.70%
1x
Gas Stations10.00%
5x · Rotating (Quarterly) · $1,500 cap
0.70%
1x
Transit & Rideshare10.00%
5x · Rotating (Quarterly) · $1,500 cap
0.70%
1x
Entertainment10.00%
5x · Rotating (Quarterly) · $1,500 cap
0.70%
1x
Everything else2.00%
1x
0.70%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor