Chase Sapphire Reserve® vs Robinhood Platinum Card

Chase Sapphire Reserve®Chase Sapphire Reserve®

Chase

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Robinhood Platinum Card

Robinhood

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Annual Fee
$795
$695
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Cash Back
Point Value
2.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
100,000 Chase Ultimate Rewards after $6,000 in 3 months
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Effective return by category

CategoryChase Sapphire Reserve®Robinhood Platinum Card
Card Travel Portals16.00%
8x
5.00%
5x
Airfare8.00%
4x
1.00%
1x
Hotels & Lodging8.00%
4x
1.00%
1x
Dining & Restaurants6.00%
3x
5.00%
5x
Everything else2.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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