Robinhood
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Robinhood Platinum Card
Robinhood

Robinhood Platinum Card

Annual Fee
$695
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
Card Travel Portals

Best Categories for This Card

5.00%
effective

Card Travel Portals

5x Cash Back

10% on hotels and 5% on flights booked in the Robinhood app

5.00%
effective

Dining & Restaurants

5x Cash Back

5% cash back on dining

1.00%
effective

All Other Purchases

1x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Card Travel Portals5xOngoing—5.00%
Dining & Restaurants5xOngoing—5.00%
Everywhere else
1xOngoing—1.00%

Statement credits

Up to $1,300 a year if you use every one (annual fee: $695). Track them in your wallet.

$250 twice a year · Hotel credit
Premium hotels booked in the Robinhood app, plus $100 on-property credit per stay
$150 twice a year · Flight credit
Flights booked in the app or directly with the airline
$250/yr · Restaurant credit
15,000+ eligible restaurants; allotted monthly
$250/yr · Waymo credit
Waymo rides; allotted monthly

Card details

Network
Visa
Foreign transaction fee
None
Credit usually needed
Excellent (about 740+)
Good to know
Request access from Robinhood. Includes Robinhood Gold, plus credits for hotels ($700), flights ($300), restaurants ($250), Waymo ($250) and DoorDash.
Last verified
Oct 12, 2026

Recent changes

  • Oct 11, 2026New card added
See all card updates →

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Capital One Venture Rewards Credit Card
+$589/yr
Citi Strata Premier℠ Card
+$550/yr
Robinhood Gold Card
+$456/yr

How it stacks up

vs Chase Sapphire Reserve®vs American Express® Gold Cardvs Citi Strata Elite℠ Cardvs The Platinum Card® from American Express

Want more details?

Fees, benefits, and current offers change frequently. Visit Robinhood’s official page for the most up-to-date terms straight from the issuer.

View on Robinhood’s site

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