Ink Business Cash® Credit Card vs Southwest Rapid Rewards Premier Business Credit Card
Each card earns more in 3 of the 6 categories we track. Ink Business Cash® Credit Card has the lower annual fee.
The basics
| Detail | Ink Business Cash® Credit Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Annual fee | None | $149 |
| Card type | Business | Business |
| Rewards | Chase Ultimate Rewards | Southwest Rapid Rewards |
| Each point is worth | 1.00¢ | 1.30¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 75,000 Chase Ultimate Rewards after $6,000 in 180 days | — |
What each earns
| Category | Ink Business Cash® Credit Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Office Supplies | 5.0% (higher) 5x, capped spending, up to $25,000 | 1.3% 1x |
| Internet & Cable | 5.0% (higher) 5x, capped spending, up to $25,000 | 1.3% 1x |
| Phone & Wireless | 5.0% (higher) 5x, capped spending, up to $25,000 | 1.3% 1x |
| Dining & Restaurants | 2.0% 2x, capped spending, up to $25,000 | 2.6% (higher) 2x, capped spending, up to $8,000 |
| Gas Stations | 2.0% 2x, capped spending, up to $25,000 | 2.6% (higher) 2x, capped spending, up to $8,000 |
| Everything else | 1.0% 1x | 1.3% (higher) 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor