Ink Business Preferred® Credit Card vs Southwest Rapid Rewards Premier Business Credit Card
Ink Business Preferred® Credit Card earns more in 10 of the 12 categories we track. Ink Business Preferred® Credit Card has the lower annual fee.
The basics
| Detail | Ink Business Preferred® Credit Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Annual fee | $95 | $149 |
| Card type | Business | Business |
| Rewards | Chase Ultimate Rewards | Southwest Rapid Rewards |
| Each point is worth | 1.70¢ | 1.30¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 100,000 Chase Ultimate Rewards after $8,000 in 90 days | — |
What each earns
| Category | Ink Business Preferred® Credit Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Shipping | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Online Advertising | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Internet & Cable | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Phone & Wireless | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Travel | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Airfare | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Car Rentals | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Card Travel Portals | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Hotels & Lodging | 5.1% (higher) 3x, capped spending, up to $150,000 | 1.3% 1x |
| Gas Stations | 1.7% 1x | 2.6% (higher) 2x, capped spending, up to $8,000 |
| Dining & Restaurants | 1.7% 1x | 2.6% (higher) 2x, capped spending, up to $8,000 |
| Everything else | 1.7% (higher) 1x | 1.3% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor