Truist Enjoy Beyond vs Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card earns more in 7 of the 7 categories we track. Both cost $95 a year.
The basics
| Detail | Truist Enjoy Beyond | Wells Fargo Autograph Journey℠ Card |
|---|---|---|
| Annual fee | $95 | $95 |
| Card type | Personal | Personal |
| Rewards | Truist Points | Wells Fargo Rewards |
| Each point is worth | 1.00¢ | 1.45¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 30,000 bonus points after $1,500 in 90 days | 60,000 Wells Fargo Rewards after $4,000 in 90 days |
What each earns
| Category | Truist Enjoy Beyond | Wells Fargo Autograph Journey℠ Card |
|---|---|---|
| Hotels & Lodging | 3.0% 3x | 7.3% (higher) 5x |
| Airfare | 3.0% 3x | 5.8% (higher) 4x |
| Dining & Restaurants | 2.0% 2x | 4.3% (higher) 3x |
| Travel | 1.0% 1x | 4.3% (higher) 3x |
| Car Rentals | 3.0% 3x | 4.3% (higher) 3x |
| Card Travel Portals | 1.0% 1x | 4.3% (higher) 3x |
| Everything else | 1.0% 1x | 1.4% (higher) 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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