U.S. Bank Cash+ Secured Visa Card vs U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+ Secured Visa Card earns more in 1 of the 15 categories we track. Neither has an annual fee.
The basics
| Detail | U.S. Bank Cash+ Secured Visa Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | — | $200 after $1,000 in 90 days |
What each earns
| Category | U.S. Bank Cash+ Secured Visa Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Utilities | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Internet & Cable | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Streaming | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Phone & Wireless | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Department Stores | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Electronics Stores | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Gym & Fitness | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Rideshare & Transit | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Entertainment | 5.0% 5x, up to $2,000 | 5.0% 5x, up to $2,000 |
| Card Travel Portals | 5.0% 5x | 5.0% 5x |
| Groceries | 2.0% 2x | 2.0% 2x |
| Dining & Restaurants | 2.0% 2x | 2.0% 2x |
| Gas Stations | 2.0% 2x | 2.0% 2x |
| EV Charging | 2.0% (higher) 2x | 1.0% 1x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor