Best credit cards for Rent

Top pick: the Bilt Blue Card at about 2.0% back.

Best overall
Bilt Blue Card
No annual fee
2.0%
1x points

0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.

Best with no annual fee
Bilt Blue Card
No annual fee
2.0%
1x points

0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.

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What's a point worth?

Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.

All cards ranked for rent

Value points as
  1. 1
    Bilt Blue Card
    No annual fee · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  2. 2
    Bilt Obsidian Card
    $95/yr · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  3. 3
    Bilt Palladium Card
    $495/yr · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  4. 4
    Capital One Quicksilver Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  5. 5
    American Express® Green Card
    $150/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  6. 6
    Chase Sapphire Reserve®
    $795/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  7. 7
    Chase Freedom Flex®
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  8. 8
    Marriott Bonvoy Bountiful™ Card
    $250/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  9. 9
    Blue Cash Everyday® Card from American Express
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  10. 10
    Capital One SavorOne Cash Rewards Credit Card
    $39/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
Show all 87 cards
  1. 11
    Capital One Venture Rewards Credit Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  2. 12
    U.S. Bank Altitude® Go Visa Signature® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  3. 13
    Discover it® Cash Back
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  4. 14
    SoFi Unlimited 2% Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  5. 15
    American Express® Gold Card
    $325/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  6. 16
    Southwest Rapid Rewards® Plus Credit Card
    $97/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  7. 17
    United℠ Explorer Card
    $150/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  8. 18
    AT&T Points Plus® Card from Citi
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  9. 19
    Hilton Honors American Express Surpass® Card
    $150/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  10. 20
    United Club℠ Card
    $695/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  11. 21
    Hilton Honors American Express Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  12. 22
    Bank of America® Travel Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  13. 23
    Marriott Bonvoy Bevy™ American Express® Card
    $250/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  14. 24
    United Quest℠ Card
    $350/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  15. 25
    Wyndham Rewards Earner® Plus Card
    $75/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  16. 26
    Marriott Bonvoy Bold® Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  17. 27
    Citi Strata Premier℠ Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  18. 28
    Bank of America® Premium Rewards® Elite Credit Card
    $550/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  19. 29
    Bank of America® Premium Rewards® Credit Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  20. 30
    Amazon Prime Visa
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  21. 31
    Costco Anywhere Visa® Card by Citi
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  22. 32
    Navy Federal More Rewards American Express® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  23. 33
    Delta SkyMiles® Blue American Express Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  24. 34
    Delta SkyMiles® Gold American Express Card
    $150/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  25. 35
    PenFed Platinum Rewards Visa Signature® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  26. 36
    IHG One Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  27. 37
    Apple Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  28. 38
    JetBlue Plus Card
    $99/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  29. 39
    Delta SkyMiles® Reserve American Express Card
    $650/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  30. 40
    Citi® / AAdvantage® Executive World Elite Mastercard®
    $595/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  31. 41
    Cashback Rewards Plus American Express® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  32. 42
    American Express® Blue Cash Preferred® Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  33. 43
    Wells Fargo Autograph℠ Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  34. 44
    Atmos™ Rewards Ascent Visa Signature®
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  35. 45
    Citi Strata Elite℠ Card
    $595/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  36. 46
    Discover it® Miles
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  37. 47
    Citi Double Cash® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  38. 48
    Wells Fargo Active Cash® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  39. 49
    Bank of America® Customized Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  40. 50
    Capital One VentureOne Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  41. 51
    Barclays View™ Mastercard®
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  42. 52
    Marriott Bonvoy Brilliant® American Express® Card
    $650/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  43. 53
    Citi Strata℠ Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  44. 54
    Southwest Rapid Rewards® Premier Credit Card
    $99/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  45. 55
    Chase Sapphire Preferred® Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  46. 56
    World of Hyatt Credit Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  47. 57
    Delta SkyMiles® Platinum American Express Card
    $350/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  48. 58
    The Platinum Card® from American Express
    $895/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  49. 59
    Marriott Bonvoy Boundless® Credit Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  50. 60
    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
    $99/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  51. 61
    Citi® / AAdvantage® Globe™ Mastercard®
    $350/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  52. 62
    Hilton Honors American Express Aspire Card
    $550/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  53. 63
    Bread Cashback® American Express® Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  54. 64
    Chase Freedom Unlimited®
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  55. 65
    IHG One Rewards Premier Select Credit Card
    $350/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  56. 66
    QuicksilverOne Rewards
    $39/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  57. 67
    Chase Freedom Rise® Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  58. 68
    United Gateway Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  59. 69
    Southwest Rapid Rewards® Priority Card
    $229/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  60. 70
    IHG One Rewards Premier Credit Card
    $150/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  61. 71
    Capital One Savor Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  62. 72
    Navy Federal Flagship Premier Visa Signature
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  63. 73
    Capital One Venture X Rewards Credit Card
    $395/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  64. 74
    Bank of America® Unlimited Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  65. 75
    Wells Fargo Autograph Journey℠ Card
    $95/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  66. 76
    U.S. Bank Cash+® Visa Signature® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  67. 77
    OnePay CashRewards Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  68. 78
    Discover it® Chrome Gas & Restaurants Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  69. 79
    Robinhood Gold Card
    $50/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  70. 80
    Robinhood Platinum Card
    $695/yr · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  71. 81
    Wells Fargo Reflect® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  72. 82
    Citi Simplicity® Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  73. 83
    Discover it® Secured Cash Back
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  74. 84
    Discover it® Student Cash Back
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  75. 85
    Discover it® Student Chrome
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  76. 86
    Capital One Quicksilver Secured Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  77. 87
    Capital One Savor Student Cash Rewards Credit Card
    No annual fee · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards

Popular rent merchants

Common questions

What's the best credit card for rent?

Right now the Bilt Blue Card earns the most on rent: about 2.0% back.

What counts as rent?

Rent paid to a landlord or property manager.

What doesn't count as rent?

Most landlords either don't take credit cards or add a 2.5–3% fee, which outweighs typical rewards. Bilt cards are built for earning on rent without that fee.

Rates are effective value per dollar (points × what a point is worth to you — see how we rank). PayWithThis is independent and not affiliated with any issuer. Verify current terms with the issuer before applying.