Best credit card for Lyft

The Bilt Palladium Card earns the most at Lyft: about 8.0% back.

Best overall
8.0%
4x points

Lyft bonus · After linking your Bilt and Lyft accounts

Best with no annual fee
Bilt Blue Card
No annual fee
6.0%
3x points

Lyft bonus · After linking your Bilt and Lyft accounts

Best of your cards Add your cards to see yoursTakes 30 seconds. No account, no bank login.

Every card ranked at Lyft

Value points as
  1. 1
    Bilt Palladium Card
    $495/yr · Lyft bonus · After linking your Bilt and Lyft accounts
    8.0%
    4x points
  2. 2
    American Express® Green Card
    $150/yr · counts as Rideshare & Transit
    6.0%
    3x points
  3. 3
    Bilt Blue Card
    No annual fee · Lyft bonus · After linking your Bilt and Lyft accounts
    6.0%
    3x points
  4. 4
    Bilt Obsidian Card
    $95/yr · Lyft bonus · After linking your Bilt and Lyft accounts
    6.0%
    3x points
  5. 5
    U.S. Bank Cash+® Visa Signature® Card
    No annual fee · counts as Rideshare & Transit · if you pick it as your bonus category · 5% on your two chosen categories (first $2,000 combined each quarter) — also offered: fast food, sporting goods, select clothing and furniture stores
    5.0%
    5% back
  6. 6
    Chase Sapphire Preferred® Card
    $95/yr · counts as Rideshare & Transit · 2x on other travel, including rideshare, transit, tolls and parking
    4.0%
    2x points
  7. 7
    Capital One Venture Rewards Credit Card
    $95/yr · Base rate on everything
    3.7%
    2x points
  8. 8
    Capital One Venture X Rewards Credit Card
    $395/yr · Base rate on everything
    3.7%
    2x points
  9. 9
    World of Hyatt Credit Card
    $95/yr · counts as Rideshare & Transit
    3.4%
    2x points
  10. 10
    Citi® / AAdvantage® Globe™ Mastercard®
    $350/yr · counts as Rideshare & Transit · Rides and Rails: taxis, rideshares, public transit
    3.1%
    2x points
Show all 87 cards
  1. 11
    Navy Federal More Rewards American Express® Card
    No annual fee · counts as Rideshare & Transit
    3.0%
    3x points
  2. 12
    American Express® Blue Cash Preferred® Card
    $95/yr · counts as Rideshare & Transit
    3.0%
    3% back
  3. 13
    Wells Fargo Autograph℠ Card
    No annual fee · counts as Rideshare & Transit
    3.0%
    3x points
  4. 14
    Citi Strata℠ Card
    No annual fee · counts as Rideshare & Transit · 3x on select transit
    3.0%
    3x points
  5. 15
    Robinhood Gold Card
    $50/yr · Base rate on everything
    3.0%
    3% back
  6. 16
    Atmos™ Rewards Ascent Visa Signature®
    $95/yr · counts as Rideshare & Transit
    2.9%
    2x points
  7. 17
    Citi Strata Elite℠ Card
    $595/yr · Base rate on everything
    2.8%
    1.5x points
  8. 18
    United Club℠ Card
    $695/yr · counts as Rideshare & Transit
    2.7%
    2x points
  9. 19
    United Quest℠ Card
    $350/yr · counts as Rideshare & Transit
    2.7%
    2x points
  10. 20
    United Gateway Card
    No annual fee · counts as Rideshare & Transit · Local transit and commuting incl. ride share, taxicabs, train tickets, tolls
    2.7%
    2x points
  11. 21
    Capital One VentureOne Rewards Credit Card
    No annual fee · Base rate on everything
    2.3%
    1.25x points
  12. 22
    SoFi Unlimited 2% Credit Card
    No annual fee · Base rate on everything
    2.0%
    2% back
  13. 23
    Amazon Prime Visa
    No annual fee · counts as Rideshare & Transit · 2% on local transit and commuting, including rideshare
    2.0%
    2% back
  14. 24
    Apple Card
    No annual fee · Base rate on everything
    2.0%
    2% back
  15. 25
    Citi Double Cash® Card
    No annual fee · Base rate on everything
    2.0%
    2% back
  16. 26
    Wells Fargo Active Cash® Card
    No annual fee · Base rate on everything
    2.0%
    2% back
  17. 27
    Bread Cashback® American Express® Credit Card
    No annual fee · Base rate on everything
    2.0%
    2% back
  18. 28
    Chase Sapphire Reserve®
    $795/yr · Base rate on everything
    2.0%
    1x points
  19. 29
    American Express® Gold Card
    $325/yr · Base rate on everything
    2.0%
    1x points
  20. 30
    The Platinum Card® from American Express
    $895/yr · Base rate on everything
    2.0%
    1x points
  21. 31
    Citi Strata Premier℠ Card
    $95/yr · Base rate on everything
    1.9%
    1x points
  22. 32
    Citi® / AAdvantage® Executive World Elite Mastercard®
    $595/yr · Base rate on everything
    1.6%
    1x points
  23. 33
    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
    $99/yr · Base rate on everything
    1.6%
    1x points
  24. 34
    Capital One Quicksilver Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.5%
    1.5% back
  25. 35
    Hilton Honors American Express Surpass® Card
    $150/yr · Base rate on everything
    1.5%
    3x points
  26. 36
    Hilton Honors American Express Card
    No annual fee · Base rate on everything
    1.5%
    3x points
  27. 37
    Bank of America® Travel Rewards Credit Card
    No annual fee · Base rate on everything
    1.5%
    1.5x points
  28. 38
    Bank of America® Premium Rewards® Elite Credit Card
    $550/yr · Base rate on everything
    1.5%
    1.5x points
  29. 39
    Bank of America® Premium Rewards® Credit Card
    $95/yr · Base rate on everything
    1.5%
    1.5x points
  30. 40
    Discover it® Miles
    No annual fee · Base rate on everything
    1.5%
    1.5x points
  31. 41
    Hilton Honors American Express Aspire Card
    $550/yr · Base rate on everything
    1.5%
    3x points
  32. 42
    Chase Freedom Unlimited®
    No annual fee · Base rate on everything
    1.5%
    1.5x points
  33. 43
    IHG One Rewards Premier Select Credit Card
    $350/yr · Base rate on everything
    1.5%
    3x points
  34. 44
    QuicksilverOne Rewards
    $39/yr · Base rate on everything
    1.5%
    1.5% back
  35. 45
    Chase Freedom Rise® Credit Card
    No annual fee · Base rate on everything
    1.5%
    1.5x points
  36. 46
    IHG One Rewards Premier Credit Card
    $150/yr · Base rate on everything
    1.5%
    3x points
  37. 47
    Bank of America® Unlimited Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.5%
    1.5% back
  38. 48
    OnePay CashRewards Card
    No annual fee · Base rate on everything
    1.5%
    1.5% back
  39. 49
    Capital One Quicksilver Secured Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.5%
    1.5% back
  40. 50
    Marriott Bonvoy Bountiful™ Card
    $250/yr · Base rate on everything
    1.4%
    2x points
  41. 51
    Marriott Bonvoy Bevy™ American Express® Card
    $250/yr · Base rate on everything
    1.4%
    2x points
  42. 52
    Marriott Bonvoy Bold® Credit Card
    No annual fee · counts as Rideshare & Transit · 2x on rideshare
    1.4%
    2x points
  43. 53
    Marriott Bonvoy Brilliant® American Express® Card
    $650/yr · Base rate on everything
    1.4%
    2x points
  44. 54
    Marriott Bonvoy Boundless® Credit Card
    $95/yr · Base rate on everything
    1.4%
    2x points
  45. 55
    United℠ Explorer Card
    $150/yr · Base rate on everything
    1.4%
    1x points
  46. 56
    JetBlue Plus Card
    $99/yr · Base rate on everything
    1.3%
    1x points
  47. 57
    Southwest Rapid Rewards® Plus Credit Card
    $97/yr · Base rate on everything
    1.3%
    1x points
  48. 58
    Southwest Rapid Rewards® Premier Credit Card
    $99/yr · Base rate on everything
    1.3%
    1x points
  49. 59
    Southwest Rapid Rewards® Priority Card
    $229/yr · Base rate on everything
    1.3%
    1x points
  50. 60
    Wyndham Rewards Earner® Plus Card
    $75/yr · Base rate on everything
    1.1%
    1x points
  51. 61
    Delta SkyMiles® Blue American Express Card
    No annual fee · Base rate on everything
    1.1%
    1x points
  52. 62
    Delta SkyMiles® Gold American Express Card
    $150/yr · Base rate on everything
    1.1%
    1x points
  53. 63
    Delta SkyMiles® Reserve American Express Card
    $650/yr · Base rate on everything
    1.1%
    1x points
  54. 64
    Delta SkyMiles® Platinum American Express Card
    $350/yr · Base rate on everything
    1.1%
    1x points
  55. 65
    Chase Freedom Flex®
    No annual fee · Base rate on everything
    1.0%
    1x points
  56. 66
    Blue Cash Everyday® Card from American Express
    No annual fee · Base rate on everything
    1.0%
    1% back
  57. 67
    Capital One SavorOne Cash Rewards Credit Card
    $39/yr · Base rate on everything
    1.0%
    1% back
  58. 68
    U.S. Bank Altitude® Go Visa Signature® Card
    No annual fee · Base rate on everything
    1.0%
    1x points
  59. 69
    Discover it® Cash Back
    No annual fee · Base rate on everything
    1.0%
    1% back
  60. 70
    AT&T Points Plus® Card from Citi
    No annual fee · Base rate on everything
    1.0%
    1x points
  61. 71
    Costco Anywhere Visa® Card by Citi
    No annual fee · Base rate on everything
    1.0%
    1% back
  62. 72
    IHG One Rewards Credit Card
    No annual fee · Base rate on everything
    1.0%
    2x points
  63. 73
    Cashback Rewards Plus American Express® Card
    No annual fee · Base rate on everything
    1.0%
    1% back
  64. 74
    Bank of America® Customized Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.0%
    1% back
  65. 75
    Barclays View™ Mastercard®
    No annual fee · Base rate on everything
    1.0%
    1% back
  66. 76
    Capital One Savor Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.0%
    1% back
  67. 77
    Navy Federal Flagship Premier Visa Signature
    $95/yr · Base rate on everything
    1.0%
    1x points
  68. 78
    Wells Fargo Autograph Journey℠ Card
    $95/yr · Base rate on everything
    1.0%
    1x points
  69. 79
    Discover it® Chrome Gas & Restaurants Credit Card
    No annual fee · Base rate on everything
    1.0%
    1% back
  70. 80
    Robinhood Platinum Card
    $695/yr · Base rate on everything
    1.0%
    1% back
  71. 81
    Discover it® Secured Cash Back
    No annual fee · Base rate on everything
    1.0%
    1% back
  72. 82
    Discover it® Student Cash Back
    No annual fee · Base rate on everything
    1.0%
    1% back
  73. 83
    Discover it® Student Chrome
    No annual fee · Base rate on everything
    1.0%
    1% back
  74. 84
    Capital One Savor Student Cash Rewards Credit Card
    No annual fee · Base rate on everything
    1.0%
    1% back
  75. 85
    PenFed Platinum Rewards Visa Signature® Card
    No annual fee · Base rate on everything
    0.9%
    1x points
  76. 86
    Wells Fargo Reflect® Card
    No annual fee · No rewards — this card is built for its 0% intro APR
    0.0%
    No rewards
  77. 87
    Citi Simplicity® Card
    No annual fee · No rewards — this card is built for its 0% intro APR
    0.0%
    No rewards

Rates are effective value per dollar (points × what a point is worth to you). Rankings reflect PayWithThis’s own methodology; we’re independent and not paid by issuers. Verify current terms with the issuer.

Common questions

What's the best credit card to use at Lyft?

The Bilt Palladium Card earns the most at Lyft: about 8.0% back. The best card with no annual fee is the Bilt Blue Card at 6.0%.

What do purchases at Lyft count as for credit card rewards?

Lyft rides code as rideshare/transit for most cards.

Which of my cards should I use at Lyft?

Add the cards you carry on PayWithThis — it takes about 30 seconds, with no account or bank login — and every page, including this one, will show which of your own cards earns the most at Lyft.

Never miss a 5% quarter

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